Making an Impact.
Leading the industry—the right way, for the right reasons, for the long term.
Global Reach. Local Touch.
A global leader in acquiring and collecting nonperforming loans, PRA Group returns capital to banks and other creditors to help expand financial services for consumers. Our mission is to deliver nonperforming loan solutions that drive success through a long-term focus and customer care. With offices and employees worldwide, PRA Group companies collaborate with customers to help them resolve their debt and provide a broad range of additional revenue and recovery services to business clients.
We set out to create a different kind of nonperforming loan company. One that strives for a culture of respect, collaboration and dignity towards our employees and our customers.
Kevin Stevenson, President and CEO
Our company is committed to being a trusted leader, changing the world’s perception of our industry. At PRA Group, we meet high levels of compliance and reliability, create rewarding careers for employees, and treat customers fairly while developing affordable payment options. Founded on doing things the right way, for the right reasons, for the long-term, we make it a priority to give back to the communities in which we live and work, and to foster a sense of belonging by working together to build an equitable and inclusive culture.

Collaborating with Customers to Resolve Their Debt Since 1996.
We play a critical role in the consumer lending industry. Founded in 1996 by Steve Fredrickson and Kevin Stevenson, the vision for the company was to create a professional business in the nonperforming loan market. Specifically, the goal was to build a company that treated customers fairly and with respect, met high levels of compliance and reliability, and created rewarding careers for its employees.
The company went public on November 8, 2002, as Portfolio Recovery Associates, Inc. and changed its name to PRA Group, Inc. in October of 2014. Through its subsidiaries, PRA Group has grown to become one of the largest acquirers of nonperforming loans in the world, with thousands of employees and offices worldwide.

Our Company Culture.
Our company culture is the foundation for everything we do. Our employees share a common set of values and commitments that define how we treat each other, how we relate to our customers, and the responsibilities we have to shareholders, regulators, clients, and others.
COMMITTED to always doing our best work.
ACCOUNTABLE for our actions.
RESPECTFUL in our interactions with each other.
ETHICAL in every situation.
SUCCESSFUL because we work together as a team.

Find Respect and Reward with
PRA Group.
We believe in creating an environment that strives for high performance, acknowledges the value of diversity, and provides development opportunities. We are committed to helping our employees reach their highest potential by offering competitive salaries, proprietary training programs, bonus plans, tuition reimbursement programs, comprehensive benefits, an employee assistance program, and valuable opportunities to establish a long career within our organization.