PRA Group's 2023 Annual Report is now available. Click to see the year in review and read letters from our Board Chair and President and CEO. ×

Work with PRA Group.

PRA Group is a different kind of debt purchaser. Our clients can trust that we will do things the right way and deliver best-in-class service for their customers once they sell their accounts to us—providing the tools to make debt repayment flexible and affordable.

Through our subsidiaries, our primary business is the purchase, collection, and management of nonperforming loan portfolios. We acquire nonperforming loan portfolios in two broad categories: core and insolvency. We also offer revenue and recovery services to our business clients.

Our broad range of revenue & recovery services.

Core Acquisitions & Collections

Acquisition and servicing of nonperforming loans from major credit grantors and other consumer debt owners in the Americas and Europe.

Insolvency Investment Services

Acquisition and servicing of secured and unsecured insolvent customer accounts from leading banking institutions, retail banks, and other specialty finance providers in the US, Canada, Germany, and the UK.

Claims Compensation Bureau

Purchasing and filing of securities and antitrust class action claims on behalf of institutional investors and corporate clients in the United States and Europe.

Global Presence

The model of diversification.

Our business was founded in 1996 as an acquirer and collector of U.S. consumer nonperforming loans. Over time and by design, PRA Group has expanded and diversified to become a global leader in the industry. Through its subsidiaries, PRA Group has portfolio operations in 18 countries around the world.

PRA Group, Inc.

150 Corporate Blvd
Norfolk, VA 23502


Norfolk, Virginia, United States


Brisbane, Australia


London, Ontario, Canada
Newmarket, Ontario, Canada
Montréal, Québec, Canada

South America

São Paulo, Brazil
Bogotá, Colombia

United States

Hutchinson, Kansas
Burlington, North Carolina
Jackson, Tennessee
Dallas, Texas
Hampton, Virginia
Norfolk, Virginia


Eisenstadt, Austria
Helsinki, Finland
Duisburg, Germany
Hamburg, Germany
Milan, Italy
Oslo, Norway
Warsaw, Poland
Madrid, Spain
Stockholm, Sweden
Kilmarnock, United Kingdom
London, United Kingdom